Since the car is not a luxury, but a means of movement, judging by the number of cars, all Russia moves. Naturally, if the cars have a large number, every second owner, wants to sell his car and buy another. Therefore, the secondary automotive market is very saturated. Many car dealerships offer the program Trejd in, the essence of which is that by passing your car in good condition, you will get a new car with a surcharge here. But not every car owner, it has the ability to purchase a new car, so the buyer is looking for a used car, but in good condition. But sometimes even a used car cannot be purchased without car loan. Thus, and for the secondary car market, the car loan is relevant. But car loan for not a completely new car, you can only get through the car dealership. Therefore, the demand of used cars when buying through a car dealership, dials the pace. In this article, we will try to tell about the auto loan programs for used cars.

Car loan for used cars, which can offer a car dealership

Car dealers of used cars have become not uncommon, the demand for used cars through car dealers is constantly growing.

And not an unimportant role in the development of car dealerships of used cars plays the possibility of acquiring a used car in the car dealership on credit.

Car dealers are opening when creating partnership agreements between banks, insurance companies and self-showrooms themselves.

Thanks to such agreements, the buyer has the opportunity to acquire and issue all the documents at the place of purchase of the car.

Buying a used car through car loan in the cabin, you use considerable advantages.

First, if you bought a used car in the car dealership, you can be sure that your car is not laid in another bank. But if you acquire a car at a dealer or a private person, when you buy you, you will have a big percentage of purchasing credit transport. If you cannot present the original TCP, this is the first, almost 100% sign that the car is already laid in any bank. A car dealership, taking a used car, strictly monitors the full set of original documents - is first. And secondly, the car dealership, strictly necessarily, make a request for this car to the Bureau of Credit Stories.

Secondly, acquired a used car under the program Trade Ying, the car dealership takes only cars in a very good technical condition. Before the car dealership there is a goal not only to take a used car in replacing a new one with a surcharge, but also to sell a car accepted in a short time. Therefore, for the buyer, buying a used car in the car dealership, is a guarantee to buy a quality car. But the high-quality car can not cost cheap, meaning for a good car, you need to pay well and pay.

Thirdly, if necessary, the buyer of the used car can use a profitable loan. Since the car dealership concludes a contract with the bank, the buyer can get a loan easier than a regular bank loan. The credit specialist, here, in place, will tell me if there are several lending programs, which program is better to choose.

Fourth, if you decide to buy a foreign car with mileage, special financial shares can be involved on such cars, they can help you get a loan at the minimum percent. But, with such a scenario, you may require a large primary fee. If the buyer can make a large primary contribution, then it suits the loan responsibly and guarantees its reliability.

Fifth, used cars in car dealerships can be bought very quickly, you need to make an application for the desired car - you will be answered in less than an hour. If everything suits you, you can arrive for registration of the loan agreement. Here in place, insurance agents will help to choose and make insurance on your car. The entire purchase will be issued for one day.

Car loan for used cars, which cunning moves are used by car dealerships, offering second-hand cars

There is always a risk of buying low-quality goods.

Car dealers have become a lot, and each company wants to earn, mean the buyer has become more opportunities to get into a dishonest game.

Since a good car is expensive, and where big money, there are fraudsters there.

We'll figure it out what to pay attention to, choosing a used car in the cabin. Very often, you can get to the hidden interest in the car loan.

You can offer a low-rate car loan, you are pleased, but you do not pay attention to the fact that all operations are provided with additional interest.

The result of such a game is a decent overpayment, and it is very difficult to prove something.

And although, the law banks are prohibited by any commission and, as they write in the press, sometimes you can sue the commission fees, but in life, most often, the strongest, i.e. bank.

Motor shots are also not always decently coming with customers.

The managers are set to the challenge for the fast sale of the machine with the aim of liberating the place for other cars.

Sales managers use various tricks:

• accepted for sale, at a low price, broken car. The service center of the car dealership leads a car in a relatively decent appearance, the gloss is guided, in the form of makeup and a beautiful car is exhibited for sale. It should be noted that it is done very rarely;
• but twisting the mileage on the speedometer is widespread in Russia. How many manufacturers do not try to make it impossible to change the value of the real mileage, equip the car with super new electronics, but in parallel it develops techniques to twist the speedometer. And equipment of service centers, can do it without problems;
• for a good car, an overvisory price is initially exhibited. The interested buyer begins to trade, referring to the shortcomings of the car. The manager pretends the view that he loses his blood and agrees to a discount, knowing it in advance that he can't sell the car below the real price. The buyer is happy - he reduced the price, and the seller is pleased that the car sold the real price.

We all think about how to buy a good car in the car dealership.

Council is one, believe your eyes and do not pay attention to the honey seller.

Independently examine the external and inner view of the car. If you have found defects, specify the seller.

If you yourself do not understand the car, take a professional with you, which can distinguish cosmetic repairs.

Pay attention to the documents of the car, all passport numbers and real car rooms must be identical.

If the car has a service book, pay attention to the repair.

If you take a car loan in the cabin, for used cars, pay attention to the final amount of contributions, it must be equal to the loan price. If the amount of contributions above - the bank will take the commission with you, and you will overpay for the car.

In conclusion, I would like to say that even buying a new car does not give a complete quality assurance, and the purchase of a used car is always risk.

Therefore, buy a car in car dealers with a good recommendation and follow the correct design of the car loan.