Autocarnate liability insurance has long been the usual procedure for motorists. This process is obligatory and most do not even try to bypass it. After all, if there is no insurance policy, the vehicle owner faces a fine and other sanctions. However, a very unpleasant surprise was waiting for many car owners in 2014 and 2015 - insurance prices increased significantly, as a result of which many drivers are interested in the issue of insurance of the OSAO in 2016.

Diagnostic Card for OSAGO

The diagnostic map is a certificate that confirms the suitability of vehicles to move by Russian roads. Now, with a safe passage of technical inspection, instead of the Talon, the vehicle owner is issued a two-way document A4 format, certified by the staff of the employee, which marks the results of the vehicle verification in all respects.

Car owners who pass regulated maintenance in dealer certified centers will completely get rid of the need to pass the regular technical inspection procedure: now the diagnostic map is a single document that confirms the suitability of the vehicle. Employees of the Dealer Center, which make up the document, should indicate in it deadlines, which allowed the operation of the vehicle without holding a repeated inspection or a list of detected faults, if such exist. The finished card assists the technical expert who conducts a check.

Now, in order to arrange the policy of the CTP, the insurer can be submitted to a diagnostic map or the inspection coupon issued earlier. The mandatory attribute of diagnostic cards is their unique registration number consisting of 15 or from 21 digits. This number is the key during the search for data on the inspection of the vehicle in the database.

Diagnostic card for OSAO without inspection

On the Internet, you can see many proposals for receiving a DC (diagnostic card) without passing the procedure for inspection of the technical condition of the vehicle. Customers represent a huge selection of various additional services. However, there are several factors based on which it is safe to say that the acquisition of a fictitious diagnostic card is not an advantage for the car owner:

1. First, the provision of services in the passage of inspection will cost two times more than the payment of the actual inspection from the accredited operator.
2. Secondly, time saving is a dubious argument. If the vehicle is in good condition, the process of technical inspection of the car does not take more than thirty minutes.
3. And thirdly, even if the diagnosis detects technical problems, their elimination is to benefit only by the car owner. If the vehicle is repaired in twenty days, it is paid to the operator that has discovered a malfunction, only a repeated inspection of repaired nodes.

Based on the new legislation, the traffic police officers have no right to check the car to pass the inspection, so you do not need to carry a diagnostic card with you. At the same time, the guarantor of a good condition of the car is the presence of the OSAGO policy. It is worth noting that receiving the OSAGO policy without the passage of technical inspection in some cases is still possible:

1. If you are the owner of a new vehicle, which was released at least three years ago.
2. When placing transit insurance for imported transport, which should be reached by place of registration or item.
3. If you purchased a car to which there is a valid diagnostic card.

The car can be attributed to sources of increased danger. Resorting to the illegal scheme of the passage of technical inspection, primarily the car owner risks his life, and also exposes the dangers of other road users.

How to arrange the policy of Osago

To issue an insurance policy of OSAGO is the possibility of any person who has the right to manage the TS - the owner of the vehicle or the driver who manages the car by the consent of the owner.

The following documents are needed to acquire the OSAGA policy:

1. Statement (his representative of the insurer is issued) to conclude a contract of compulsory insurance of civil liability.
2. Passport TS.
3. Certificate of car registration.
4. Passport certifying the personality of the car owner.
5. A copy of the driver's license of all people who are allowed to control the car.
6. Certificate about ownership of the vehicle.
7. Talon inspection or diagnostic card.
8. The previous policy of OSAGO, if such was.

For registration policy, you need:

1. Fill out an application for concluding a contract.
2. Provide the required documents.
3. Check the information specified in the insurance policy, application and put signatures.
4. Make a payment policy.

where you can make a policy of OSAGO

Arrange liability insurance policy tool, you can visit the office in person chosen insurance company. Also, reservations can be made over the phone or via the website of the insurer. As a rule, the insurance companies allow customers to send documents by e-mail that the insurer would have pre-filled the policy CTP. After that, you go to the company immediately pay policy, showing original documents and takes it. If the insurer has provided courier delivery, the employee of the company will come to you at work, home or another convenient place for you, and will bring policy with a receipt for the payment.

It is worth noting that the CTP form can be filled in on the computer and then print or print, then fill out by hand, depending on where and how the policy is issued.

to issue electronic MTPL policy online

Making CTP online is a fairly new procedure in our country, but many have grown accustomed to it. Although the service is still under development, there are several pros and cons of services that allow you to buy online CTP.

As a rule, the payment of the policy carried out on site by bank card. Calculate the cost of the service, you can use a calculator CTP. After filling in the relevant application and payment services, you get the electronic version of the CTP insurance policy. Undoubtedly, you will save a lot of time and nerves, but it is some risk, since such services are offered by many different companies, respectively, to get to the scam is quite simple. Therefore, before purchasing a policy make sure the reliability of the company that offers this service.

Calculate MTPL insurance

Calculate the cost of the policy, you can use a calculator on the MTPL 2016. It is worth knowing that the final figure will not be a hundred percent accurate, because the calculator can not take into account the special values \u200b\u200bon discounts or exact rate, taking into account all the documents. However, it is possible to know the provisional amount that you expect.

For registration of the calculation necessary to go to any site that provides such services, select a specific section and specify the necessary information in the proposed fields: Car brand, year, its capacity, how much time you are the owner of the vehicle who is allowed to manage, definition of promotional rate etc.

CTP check for authenticity

Check the polisa can be used in a single base of OSAGO in various ways:

1. Check the status of the policy on its number.
2. Find out what vehicle is insured at a specific number.
3. Find out the number of the floor number, VIN or to the Gosner, and also to see if the driver entered into insurance.