In the case of the car, the vehicle owner must take a number of important activities that ensure an effective search for cars and increase the chances of his quick refund. In addition, if the CASCO policy is executed on the vehicle, the correct procedure will greatly facilitate the receipt of insurance. About this further in the article.

With theft car where to call

The first actions of the car owner, if the car hijacked:

1. First, check whether your vehicle really coited. A car could take advantage of your friends or relatives. In addition, the lack of a machine at the site of the parking lot is often explained by the fact that it was evacuated as a result of violation of the rules of parking, which is easy to check by making a call to the traffic police.
   
2. Secondly, call a united rescue service or separation of the ROVD at the incident site and inform the car of the car where you will be asked to call an approximate thorough time. It is recommended to name the time interval from 15 to 30 minutes, since it depends on whether the plan "Interception" will be declared, where, as a rule, several Divisions of the traffic police are involved. For some reason, it is believed that if the car hijacked more than thirty minutes ago, there is no point in making emergency measures, since, most likely, the vehicle is already in the "sump".
   
3. Thirdly, inspect the hijacking place and in case of detection of traces of the crime, immediately call the outfit police. But if there were no noticeable signs of cornmarks on the spot, you need to go to the nearest branch of the internal affairs, where to write a statement.
   
4. Fourth, if satellite signaling is installed in the car, inform the control of the dispatcher.

Communication with the police, how to behave and what to say

In communicating with police officers, it is necessary to be extremely correct and polite. Do not "download the right", but you can resort to pity. When drawing up a statement, it is necessary:

1. It is concise and clearly describe the circumstances in which the crime was committed. If the car was in the parking lot, where there are video surveillance cameras, they also need to inform the law enforcement officers.
   
2. Provide information about the car, paying particular attention to the distinguishing features of the vehicle, in particular airbrushing and other specific components of the design of the car, body damage, and so on.
   
3. If at the scene you have seen possible hijacking witnesses, for example, janitor or neighbors, it is also desirable to inform the police to report.

During the submission of an application at mandatory, take a control ticket that serves as a confirmation of what you applied to law enforcement agencies. As for the further course of events, it is recommended to systematically call, and also personally visit the police station with questions about how the investigation is progressing.

Self-searches that the owner of the stolen car can do

In addition to handling the police, several independent actions should be taken, which are able to significantly speed up the return of the car. So:

1. First of all, survey your neighbors or other possible witnesses of what happened. If someone owns significant information, persuade it to give the police testimony.
2. Go around the car market.
   
3. Check out ads for the sale of vehicles on the Internet and print editions.
4. Place ads on the hijacking on thematic forums and social networks.
5. Speach on the city orientation to the car. The ads should be about five to six thousand, where you need to briefly specify the basic information and special charts of the machine.
6. Place ads about the hijack of cars in the media.

According to statistics, in 80 percent of cases, intruders are in touch with the owner of the vehicle, if they have its coordinates. Therefore, you should use all the means available to you so that information about you is available for the general public.

The car is detected using your own forces, what to do next.

With independent discovery of the car, report his location in the police and be sure to come around the dress. It is not necessary in such a situation to take independent actions, since there is a risk that the hijackers are armed.

If the car is preserved on the car, it will immediately be returned to the right owner. But, if the number signs managed to kill, we will have to wait for the results of the examination. The worst version of the development of events - when the numbers are completely destroyed and cannot be restored. At the same time, several subjects declare their rights to the car. Such disputes are solved in court.

Offer redemption for the car what to do

Not rarely attackers are trying to help out money for a sobbed car, offering to return to his car owner for the monetary remuneration, the size of which is usually limited to 20 percent of the market value of the vehicle. What if the car hijacked and require redemption?

1. Agree with attackers about the first meeting. Criminals may be asked to spend the first conversation without witnesses, so it is better to come to one, but it is advisable to grab a few strong satellites with them.
   
2. To bargain. For hijackers, accessing the owner of the car may be the only relatively safe method to get money for the stolen vehicle. It is easier for them to reduce the amount than to look for other ways to implement the car. You can immediately indicate an acceptable amount by declaring that there is no more simply. Another argument is the presence of insurance with the coating of such insurance claims (theft of the vehicle). Tell me that you can pay only a certain amount, otherwise it will be more profitable to get insurance compensation. You can resort to this argument even then, if there is really no insurance.
   
3. When negotiations are completed, exchange is exchanged - cash on the car. On this meeting, it is mandatory to come accompanied by several people.

If the car broke the hijackers how to do

What if the vehicle coited and broke? According to the CASCO conditions, the embezzlement of the car, as a rule, refers to insured events and can be asked for insurance compensation. The owner can also sue a request for compensation for damage. You can file a lawsuit on hijackers in the order of criminal proceedings or in the process of consequence to resort to the assistance of the court as part of civil proceedings.

The car is insured by the CASCO policy, which should make the car owner in the event of a hijacking for insurance

In the presence of CASCO, the conditions of which provide for the payment of compensation in the event of the car of the car, the owner of the car should take a number of urgent activities that ensure the unhindered receipt of insurance. For insurance follows:

1. Immediately after finding the loss of the vehicle, please inform the insurance company.
2. For 2 days from the moment of the embezzlement, contact the office of the Insurance Company and notify the Insurer about the incident in writing. The insured must provide all the available key kits from the car, the alarm key chains, the original insurance policy, as well as the documents for the car.
   
3. After ten days from the moment of visit, the police will receive a decree on the opening of the criminal case on the fact of theft. Directly when submitting an application, the crime qualify as a hijacking, but without the purpose of theft, which is usually not included in the list of insured events. If for ten days the car did not return, it retracted by article 158 of the embezzlement of property. In mandatory, verify the correctness of the qualification of the atrocity and with this decision, contact your insurance company.
   
4. Get a decision on the temporary termination of the investigation on the criminal case. The investigation, as a rule, is suspended approximately eight weeks after submitting an application. This ruling should also be provided to the insurer. After that, the insurance company must compile an act on the issuance of compensation on the CASCO.

The above-mentioned procedure is suitable for standard situations, but what should I do if the car hijacked with documents? As a rule, in the CASCO contracts, the insurer prescribes the condition that if the policyholder could not provide the documentation for the car, all key kits and / or polis are deprived of the rights to receive compensation. The Supreme Court of Russia does not agree with the insurers and considers the refusal of the insurance company in the work of payment illegal (on the specified grounds). Therefore, in this situation, the insurer's action is recommended to appeal in court, while referring to the inconsistency of the insurance rules or the provisions of the contract with the norms of civil law.

Casco Insurance Received, and the car was found, what to do in this case

In such a situation, the car owner has two ways:

1. He can leave himself an insurance compensation and abandon the car, including the situation, if it was found with the interrupted numbers or damaged. After receiving insurance compensation and transfer to the insurer of keys and documentation sets, in fact, its ownership of the vehicle has ceased. Sometimes insurers demand to return the reimbursement, but they can only do this through the court, and their chances are small.
2. Return insurance compensation for an insurance company and leave the car to yourself. In this case, the documentation for the car will have to reissue anew.

Tips Prof.

If the market value of the vehicle turned out to be higher than the size of the insurance payment, it would be advisable to choose the second option. The fact is that in the process of calculating compensation for a hornbeam car, the insurer calculates the car depreciation for each month starting from the date of registration of the insurance contract. This amount is approximately 1-1.3 percent per month. That is why it may be more profitable to return the vehicle, rather than leaving the insurance compensation.